Secrets of the Millionaire Mind

In his book, “Secrets of the Millionaire Mind”  T. Harv Eker introduces the concept that each of us has been groomed into our individual belief systems concerning money by external sources of reference. Our friends, family members, talking heads from the media, etc., all have their place in the landscape of our individually tailored “financial blueprint.”  

But here’s the problem: most of us have either incomplete or misinformed ideas concerning money BECAUSE our paradigms have been informed by the “friends & family” around us, who have misconceived paradigms of their own.

Eker identifies seventeen components of the Financial Paradigm of the Rich, and sets them in juxtaposition with the Paradigms of the Middle Class and the Poor.  Read through each couplet carefully, and prepare to rate yourself on a scale of 1-5 to see whether YOUR Financial Paradigm is more closely associated with the Wealthy or Poor.

  1. Rich people believe: “I create my life.”   Poor people believe: “Life happens to me.”
  2. Rich people play the money game to win.   Poor people play the money game to not lose.
  3. Rich people are committed to being rich.   Poor people want to be rich.
  4. Rich people think big.   Poor people think small.
  5. Rich people focus on opportunities.   Poor people focus on obstacles.
  6. Rich people admire other rich and successful people.   Poor people resent rich and successful people.
  7. Rich people associate with positive, successful people.   Poor people associate with negative or unsuccessful people.
  8. Rich people are willing to promote themselves and their value.   Poor people think negatively about selling and promotion.
  9. Rich people are bigger than their problems.   Poor people are smaller than their problems.
  10. Rich people are excellent receivers.   Poor people are poor receivers.
  11. Rich people choose to get paid based on results.   Poor people choose to get paid based on time. 
  12. Rich people think “both”.   Poor people think “either/or”.
  13. Rich people focus on their net worth.   Poor people focus on their working income.
  14. Rich people manage their money well.   Poor people mismanage their money well.
  15. Rich people have their money work hard for them.   Poor people work hard for their money.
  16. Rich people act in spite of fear.   Poor people let fear stop them.
  17. Rich people constantly learn and grow.   Poor people think they already know.

Now that you’ve read through the differences between the wealthy and the poor, and their thinking patterns, rate yourself on each of the 17 on a scale between 1-5.  Score a “1” if you think like the Poor, and a “5” if you think like the Rich on each of the 17 items.  Then tally your overall score, and see how you rate below!

85+ Checks are already flowing in from passive income! Congrats!!

75+ The bank account will be filling up any day now

65+ You’ve educated yourself, you are free of debt, and wealth building vehicles are being put into place as we speak.

55+ Might be a good idea to attend a personal development seminar, or even get yourself a Life Architect!

45+ Read the books!  Read ALL the books on personal growth, mindset, people skills, etc. that you can get your hands on!

35+ Don’t plan on be Rich any time soon!  Or EVER if you don’t turn things around NOW!!!

25+ You need economic surgery!

25- You need full on financial CPR. Somebody grab the paddles and shock your mindset FAST!!   CLEAR!!!!!  (come on…come on…don’t flat line on me…)


My hope and prayer is that you get your mindset where it needs to be.  If you do, the economic stuff will follow.  All the best! -Nate

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